Choosing the right personal loan lender

One of the first steps while applying for a personal loan involves reviewing your eligibility and shortlisting lenders whose requirements align with your needs and profile. Choosing the right lender can have a significant impact on both the overall borrowing cost and the borrowing experience. Careful evaluation of key metrics is required to choose the…

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India restricts import of silver jewellery with cheap diamonds till June 30

Industry experts say the decision is aimed at curbing rising imports of such jewellery from ASEAN countries. By tightening import rules, the government seeks to regulate inflows of silver jewellery products that may be entering the country at lower duties through trade agreements. (A representative image) | Photo Credit: SIVAKUMAR PV The government on Monday…

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Economic stagnation, job mismatch behind ‘distress migration’ from Punjab: Experts

According to the Punjab’s Economic Survey 2025-26, of the total 1,22,842 applicants registered with the State’s Unemployment Bureau in 2025 (as of 30th September), 58% were unskilled and 42% categorised as skilled. File | Photo Credit: Retuters Even as Punjab’s Economic Survey 2025-26 notes that a combination of “pull” and “push” factors is behind brain…

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To adjust or not to adjust the benchmark

Alpha is the excess return a portfolio generates over an “appropriate” benchmark. An “appropriate” benchmark means a fund’s alpha will be useful for evaluation only if it holds stocks from the chosen benchmark. Regulation allows large-cap funds to invest not more than 20% in stocks outside of the benchmark. So, comparison of a large-cap fund’s…

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