A joint home loan availed by two or more close family members, such as spouse, siblings, parents or children, enhances loan affordability. It not only divides the repayment responsibility but can also help lower interest rates and improve eligibility for a higher loan amount by combining the income of both borrowers. Many lenders also offer…
Retail investors suffered huge losses in futures and options (F&O) segment, evident from a SEBI study. Will it help if retail investors are prevented from taking exposure to risky instruments? Here, we discuss why such measures may not always be the optimal answer to helping such market participants. Risk compensation Individuals arguably adjust behaviour to…
The listing process for Bharat Coking Coal Limited is in full steam with absolutely no holds or delays, sources explained. Representational file image. | Photo Credit: Getty Images/iStockphoto To improve governance and accountability, the Prime Minister’s Office (PMO) has directed the coal ministry to map and list all the subsidiaries of state-run CIL by 2030,…
The story so far: The year 2025 has been rocky for the Indian economy. While the government has implemented several policy changes that are positive for the economy, several other factors, some international and some domestic, continue to play spoilsport. What has gone well in the year? The year began on a reasonably positive footing….
Image used for representation purpose only. Seeking to improve efficiency in the approval process towards accelerating coal production, the government on Friday notified rules that does away with the Coal Controller Organisation’s (CCO) nod for opening a coal mine, individual seams or sections of a seam. The notified amendment to the provisions entrusts the board…
For representative purposes. | Photo Credit: Getty Images A reason why India has lagged behind certain non-Western economies — such as China and South Korea — despite starting from roughly equivalent positions early in the 20th century is the relative underperformance of its manufacturing sector. While China and South Korea have seen significant increases in…
Uncertainty around the India-U.S. trade deal was a major reason why foreign portfolio investors were also taking more money out of the country than putting in it. File. | Photo Credit: Reuters India’s net foreign direct investment remained negative for the third consecutive month in October 2025, with outflows exceeding inflows by $1.5 billion, an…
As 2025 unfolded, India’s business landscape evolved not just by a single defining event, but rather a cascade of developments shaped the business arena. Monetary policy signals, reforms and changes in policy decisions and global corporate entries kept surfacing throughout the year, with each event marking a moment of significance in its own way. Together,…
Despite a weakening rupee that has put India in the bracket of Asian countries with the worst performing currency, the economy’s export numbers look impressive in the aggregate. However, a closer reading of the data reveals a far more uneven and structurally revealing story. When stripped of national aggregates, the data reveals a sharp divergence…
In 2025, gold has soared by 70%, putting it on course for its strongest annual gain since 1979. File | Photo Credit: Reuters Gold and silver prices dominated their record-breaking run on Tuesday (December 23, 2025) as investors stacked up safe-haven assets amid rising geopolitical tensions and growing anticipation of interest rate cuts next year by…
